Good news for home or flat buyers! Benefit of PM Awas Yojana before 31st March 2021

Good news for home or flat buyers! Benefit of PM Awas Yojana before 31st March 2021

The central government is offering interest rebates through the Credit Linked Subsidy Scheme under the PM Awas Yojana.

New Delhi: The central government is offering interest rebates under the Credit Linked Subsidy Scheme (CLSS) under the PM Awas Yojana. Notably, the government is going to extend the duration of the scheme for one year. The announcement could be made in the budget to be released in February. 

Currently the plan is till March 31, 2021. If you have not yet taken advantage of PM Awas Yojana, you can come by March 31, 2021. This will benefit the people who buy new houses or flats the most. They will save millions of rupees in the form of interest.

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The scheme will benefit millions of people

Under this scheme, interest subsidy on home loan is provided to first time home buyers. The subsidy can be up to a maximum of Rs 2.67 lakh. According to sources, the meeting on budget preparation agreed in principle that in view of the area of ​​crisis, it was necessary to extend the duration of the scheme to benefit the younger as well as the real sector.

What is PM Housing Scheme?

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Notably, the Pradhan Mantri Awas Yojana is a scheme launched by the government in India to provide affordable housing to people in urban and rural areas. Under it, first time home buyers are given CLSS or credit linked subsidy. The subsidy can be up to a maximum of Rs 2.67 lakh. This is a scheme sponsored by the Central Government. It can be availed till March 31, 2021.

Check your name like this

First go to rhreporting.nic.in/netiay/Benificiary.aspx website. .

If there is a registration number, fill it and click, then the data will come up.

If you do not have a registration number, click on Advance Search.

Fill out the form. Click Search.

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If the name is available in the PMAY G list, all the relevant details will be seen.

Subsidy to which class of people in which class

EWS section 6.5 per cent subsidy for people with an annual income of up to Rs 3 lakh

LIG 6.5 per cent subsidy to people with an annual income of Rs 3 lakh to Rs 6 lakh

Credit link subsidy of up to 4 per cent MIG1 to people with an annual income of Rs 6 lakh to Rs 12 lakh

People with an annual income of Rs 12 lakh to Rs 18 lakh get the benefit of subsidy in MIG2 section 3% credit link subsidy.

This will benefit

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- There should not be a pucca building. Do not apply under PMAY if already.

- No government housing scheme benefit.

- Aadhar required to apply under Pradhan Mantri Awas Yojana.

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The Modi government will rent a house for Rs. 1000 under this scheme

The Modi government is planning to utilize the 1 lakh housing units vacated under the Jawaharlal Nehru National Urban Renewal Mission (JNNURM) and the Rajiv Awas Yojana under the scheme.

 According to a news website, the scheme was introduced under the reasonably priced rental housing scheme during the tenure of the UPA government.  Now the Modi government is going to use it for migrant workers.

 The scheme has been announced by Finance Minister Nirmala Sitaram on May 14.

 Benefits will be available based on different categories

 According to a senior official, under the prepared draft, the ministry will fix a rent of Rs 1,000 to Rs 3,000 per month for various categories.

 This will include construction workers, labor and people working in the unorganized sector.  Students will also be covered in the scheme.

 No decision has yet been made on the merits of the category.

 Proposed to build 75 thousand units in different cities

 A rental housing project will be built on PPP model under the rental housing scheme.  According to sources, the project will also be built under VGB viability gap funding.

 It will be funded under the Prime Minister's Urban Housing i.e. PMAY Urban Scheme.  In the first phase, it is proposed to build approximately 75,000 units in different cities.

Benefits will be available based on different categories

• According to a senior official, under the prepared draft, the ministry will fix a rent of Rs 1,000 to Rs 3,000 per month for different categories.

• Construction workers, labor and people working in the unorganized sector will be involved.  Students will also be covered in the scheme.

• No decision has yet been made on the merits of the category.

Proposed to build 75 thousand units in different cities

• Rental housing project will be created on PPP model under rental housing scheme.  According to sources, the project will also be built under VGB viability gap funding.

• Read Gujarati

• It will be funded under Pradhan Mantri Shaheri Awas i.e. PMAY Urban Scheme.  In the first phase, it is proposed to build about 75,000 units in different cities.

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