Get Rs 2 lakh by spending just Rs 330 in this government scheme, find out how to benefit || Pradhan Mantri Jeevan Jyoti Vima Yojana

Get Rs 2 lakh by spending just Rs 330 in this government scheme, find out how to benefit

It has become necessary to take steps towards security in these difficult times. Take advantage of the Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY), a cheap premium scheme launched by the Modi government and ensure the safety of your loved ones. The finance ministry tweeted information about PMJJBY. Pradhan Mantri Jeevan Jyoti Vima Yojana is a term insurance plan. If a person dies after the investment, his family gets Rs 2 lakh.

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PMJJBY runs from 1 June to 31 May. You need to have a bank account to avail these schemes. Insurance may be canceled due to insufficient balance in the account at the time of closing of bank account or deduction of premium. The PMJJBY was launched by the Modi government on May 9, 2015.

Features of PMJJBY

>> This scheme offers life cover up to the age of 55 years.

>> If the insured dies due to any reason, his nominee gets an amount of Rs. 2 lakhs.

>> Citizens between the ages of 18 to 50 can avail this scheme.

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>> PMJJBY's annual premium is only 330 rupees.

>> If one joins PMJJBY between the years, the premium amount will be decided on the basis of the date of application, not on the date of deduction.

Terms and Conditions

>> An individual can only associate with PMJJBY with an insurance company and a bank account.

>> A person who leaves the scheme midway can rejoin it by paying an annual premium and submitting a self-declaration of good health.

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>> To claim PMJJBY the insured nominee has to contact the bank branch where the insured has an account. Receipt of claim requires submission of death certificate of the insured and a claim form. After the process is completed, the claim amount will be transferred to the bank account of the nominee.

>> Insurance will be completed automatically after the insured reaches the age of 55 years.

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>> This is a pure term insurance policy, as a result it only covers death.

>> It also has no Maturity Benefit, Surrender Value etc.

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The Modi government launched a scheme to earn Rs 2,000 a day by working from home? Know what the Modi government said?

 The Modi government launched a scheme to earn Rs 2,000 a day by working from home? Know what the Modi government said?

The post claims, "In view of rising unemployment, the central government will provide home-based employment for the unemployed on Mahatma Gandhi's birthday."

New Delhi: A post on WhatsApp and several social media platforms is rapidly going viral. The post claims, "In view of rising unemployment, the central government will provide home-based employment for the unemployed on Mahatma Gandhi's birthday."

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 According to this post, those who have a smart phone can earn 1 to 2 thousand rupees a day by working 2 to 3 hours at home under this scheme. A link to apply on a viral post is also provided. The last date for joining is October 10.

The government has clarified for this viral report. PIB Fact Check has termed it as fake news. The Mahatma Gandhi Unemployment Scheme is not run by the central government, the PIB said in a post. News that is going viral is false, don't pay attention to it.

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During the Corona virus epidemic, fake news is spreading like wildfire, causing fear among the people. By investigating the fake news that is going viral on digital platforms, the government has taken several initiatives to stop the spread of fake news. The government has urged people not to believe such false news in order to control fake news.

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The PIB Fact Check works to prevent the spread of misinformation regarding Central Government policies / schemes / departments / ministries. Any news linked to the government is true that PIB fact check can be used to find out if it is false.

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Modi government will give 11 thousand rupees to each student of school college to pay the fee? On which website is this announcement being made?

Modi government will give 11 thousand rupees to each student of school college to pay the fee? On which website is this announcement being made?

There is also a link in the post, which has to be clicked to fill in the details.

New Delhi: People have been sharing a post on social media for the past several days. It is claimed that the Modi government will provide Rs 11,000 to school-college students, from which they can pay their fees.

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The viral post claims that the central government made the decision because of the Corona epidemic.

Not only this, there is a link in this post which you have to click on to fill in the details. The matter has now been clarified by the government after the post went viral.

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PIB Fact from the government has claimed that this website is fake. No such announcement has been made by the Central Government.

Not only that, PIB Fact Check said, do not click on any unknown link provided on this post and do not share any personal information with anyone.

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Modi launches Rs 20,000 crore scheme for farmers: 55 lakh people to get jobs

 Modi launches Rs 20,000 crore scheme for farmers: 55 lakh people to get jobs

Prime Minister Modi on Thursday launched the PMMSA Matsya Sampada scheme. The scheme is expected to provide employment to 5.5 million people, and a fish cryobank will now be set up in the country.

 In which farmers will increase production with the help of fish sperm. Announcing the Corona transaction package, Sitaram said Rs 11,000 crore would be made available for the development of marine, inland fisheries and aquaculture.

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What is PMSSY's Matsya Vyavastha Yojana (Pradhan Mantri Matsya Sampada Yojana)

Fisheries is an emerging business in the country. The sector still employs 1.5 million people. The central government wants to provide employment to about 55 lakh people in 2024-25. The government has launched the scheme as part of increasing fish production and increasing employment.

 Fisheries Secretary Dr. Rajiv Ranjan said the target is to increase fish production from 137.58 lakh tonnes in 2018-19 to 220 lakh tonnes in 2024-25.

Cryobank will be formed in the country

Giriraj Singh in collaboration with the National Bureau of Fish Genetic Resources, NFDB will work to establish fish cryobank in different parts of the country. This will be the first time in the world. When the fish cryobank will be established.

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 Which can revolutionize the fisheries sector in the country to increase fish production and productivity and from which fish will increase the prosperity of seafarers.

Who can avail the benefits of this scheme?

People from the fishing community:

The benefit of this scheme will be available only to those who belong to the fishing community.

Aquaculture:

A person who belongs to the aquaculture sector and is engaged in or aspiring for aquaculture. He will be considered worthy.

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Fishermen affected by natural calamities

Fishermen who have been severely affected by a natural disaster will benefit from this.

Cultivation of aquatic organisms

A person or a fisherman who wants to engage in fish farming, knows it and can cultivate other aquatic life along with it will be benefited by being included in this scheme.

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Fish farmers can easily get a loan of Rs 3 lakh

The government's objective behind linking fish farmers with Kisan credit cards is to enable more people to engage in non-agricultural activities and increase their income. Now with the help of Kisan Credit Card, farmers can meet the need of fish, shrimp farming and money coming in time of business. 

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Kisan credit card holders can take a loan of up to Rs 3 lakh at an interest rate of 4%. Farmers are being given separate interest rebates on timely repayment of loans. Farmers can apply for a credit card by writing an application to the bank. The application should be accompanied by a photo, identity card, residence certificate and a photocopy of the land ditches.

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Good news for farmers of Gujarat, aid will be paid to farmers after conducting survey in 15 days

 Good news for farmers of Gujarat, aid will be paid to farmers after conducting survey in 15 days

The biggest news has come for the farmers of Gujarat. The entire state will be surveyed by the Department of Agriculture in the next 15 days. In which the assistance will be paid to the farmers as per the standards of 33% of SDRF. Currently, farmers in Gujarat have suffered a lot due to heavy rains. Kharif sowing has been done in 83 lakh hectares in the state.

Kharif sowing was done in 83 lakh hectares in the state

Saurashtra and South Gujarat have suffered heavy losses due to 125 per cent rainfall in the state. The government has also admitted that the kharif crop is infected with the fungus. The pulses have been severely damaged and the crop has been damaged.

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 Agriculture Minister RC Faldu also said that the rabi crop has benefited from the rains. The biggest news has come for the farmers of Gujarat. The entire state will be surveyed by the Department of Agriculture in the next 15 days.

The assistance will be paid to the farmers as per the standards of 33% of SDRF

In which the assistance will be paid to the farmers as per the standards of 33% of SDRF. Currently, farmers in Gujarat have suffered a lot due to heavy rains. Kharif sowing has been done in 83 lakh hectares in the state. Saurashtra and South Gujarat have suffered heavy losses due to 125 per cent rainfall in the state. The government has also admitted that the kharif crop is infected with the fungus. 

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The pulses have been severely damaged and the crop has been damaged. Agriculture Minister RC Faldu also said that the rabi crop has benefited from the rains. Assistance will be paid in Gujarat as per SDRF norms. According to SDRF norms, the benefit is only available if the loss is more than 33%. The agriculture minister has also admitted that farmers across the state have suffered. The issue of farmers has been taken up by the Rupani government in the cabinet today.

The pulses were severely damaged

Assistance will be paid in Gujarat as per SDRF norms. According to NDRF norms, gains are made only if the loss is more than 33 per cent. The agriculture minister has also admitted that farmers across the state have suffered.

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 The Rupani government has taken up the issue of farmers in the cabinet today. A cabinet meeting was held in Gandhinagar under the chairmanship of CM Rupani. It is to be mentioned that important proposals were presented by CM Rupani in today's cabinet.

The rabi crop benefited from this rain

Gujarat received 125% rainfall

Gujarat has received 125% rainfall. All the farmers will be assisted in 15 days. It may be mentioned that the revenue department has been ordered to conduct a survey. Crops have been damaged due to heavy rains.

• Assistance to farmers as per SDRF norms - Fruits

• Assistance to farmers as per SDRF norms - Fruits

• According to the survey report, the government will pay assistance to farmers - Faldu

• Crop damage will be surveyed in next 15 days - Faldu

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• Assistance will be given to farmers who have suffered more than 5% loss - Faldu

• Discussion on the issue of crop damage in the cabinet meeting - Fruit

• Gujarat received about 15% rainfall - RC Faldu

• Excessive rains damaged the crop

Farmers will be assisted

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The cabinet also reviewed the incessant rains in the state and the current situation. The continuous rains have caused severe damage to crops in the state. The issue of High Court judgment on the circular dated 1-8-18 was discussed in the Cabinet. It may be mentioned that a review will be conducted on the cases of uncontrollable corona in the state as well as the performance of the health department.

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The Modi government will provide Rs 3.75 lakh to the farmers for this work

The Modi government will provide Rs 3.75 lakh to the farmers for this work

The central government has come up with a scheme in which young farmers can earn money by setting up a soil testing lab in the village. The lab costs Rs 5 lakh to set up. The government will provide 75 per cent or Rs 3.75 lakh. Of this, 60 per cent will be from the Center and 40 per cent from the state government. 

Out of the money that the government will provide, Rs 2.5 lakh will be spent on purchasing testing machines, chemicals and other necessary items to run the laboratory. It will cost Rs 1 lakh to buy a computer, printer, scanner, GPS.

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30 percent of the sample is provided

The government provides 30 per cent samples for soil sampling, testing and making soil health cards available. Interested youth, farmers and other organizations who have created the lab can make a proposal to the District Deputy Director of Agriculture, Joint Director or their office. agricoop.nic.in website or soilhealth.dac.gov.in for that. You can also get official information by contacting Kisan Call Center (1800-180-1551).

Soil testing facility

The government is trying to ensure that farmers have the facility to inspect the soil in their village. At the same time rural youth will also get employment. Under this scheme, rural youth and farmers between the ages of 18 to 40 can set up mini soil testing labs at the village level.

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 Self Help Groups, Agricultural Cooperative Societies and Agricultural Producers Association (FPO) will also get help in setting up the laboratory.

Start working this way

Soil testing can be started in two ways. The first way is to open the lab by taking it to a shop. Other than that another lab that can be taken anywhere. Also called MOBILE SOIL TESTING VAN.

Will be sent to customers

In the first case, the trader will examine the clay which will be sent to someone's door in his laboratory and then his report will be sent to the customers by e-mail or print out. However, the second option can be very beneficial compared to the first. So as far as investing in it is concerned, it is more than the first option.

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The need for more laboratories

There are 7949 small and large labs in the country at present. Which may be inadequate in terms of farmers and agriculture. The government has approved 10,845 laboratories. Vinod Anand, a member of the National Federation of Farmers, says there are 14.5 crore farming families in the country.

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 It will not work with so few laboratories. There are about 6.5 lakh villages in India. If you look at the current number, there is one lab on 28 villages. So this time at least 2 lakh laboratories are needed. Cannot be tested in the same way due to low laboratory.

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If you have an income of 15000, get registered in this huge scheme of the government today, you will get 36000 rupees every year.

 If you have an income of 15000, get registered in this huge scheme of the government today, you will get 36000 rupees every year.

If your income is less than Rs 15,000 and you have not done any planning for retirement so far, no need to worry, this pension scheme of Modi government can help you. After 60 years, you will get a pension of Rs 3,000 per month or Rs 36,000 per annum. The scheme is open to people between the ages of 18 and 40. The name of this scheme is PM Shram Yogi Maandhan Yojana (Pradhan Mantri Shram Yogi Maandhan Yojana, PM-SYM). 

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A small investment made at this time can help you in old age. Under Pradhan Mantri Shram Yogi Maandhan Yojana, the government has arranged pension for the younger generation. If you invest Rs 55 per month in this scheme, after the age of 60, your pension will be arranged. Under this scheme, after 60 years, there is a provision of pension of Rs. 3000 per month. After investing in this scheme, you will not have to depend on anyone after the age of 60. Let us tell you about this scheme in detail.

A contribution of Rs. 55 will get 33000 pension

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The scheme has a monthly contribution of Rs. 55 to Rs. 200 depending on the age. If you join the scheme at the age of 18, you will have to contribute Rs 55 per month, Rs 100 at the age of 30 and Rs 200 at the age of 40. If you join this scheme at the age of 18, you will contribute Rs. 660 per annum. On doing so for 42 years, the total investment will be Rs 27,720. After which you will get a pension of Rs. 3000 per month for life. The government will contribute as much as the account holder will contribute.

Who can open an account

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Under this scheme, people from unorganized sector can open an account or people whose income is less than Rs 15,000. The age limit is 18 to 40 years. If you already have an EPF / NPS / ESIC account, your account cannot be opened. Income should also not be taxable.

Know the rules

The scheme has to be contributed according to different ages. If one joins the scheme at the age of 18, he will have to deposit Rs 55 per month. Similarly, for a 29-year-old, the amount is Rs. While 40 year olds will have to contribute Rs 200. This amount has to be deposited till the age of 60 years.

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Register this easily

To register for Pradhan Mantri Shramayogi Mandhan Pension Yojana, first you have to go to the nearest CSC center. After this, the information about Aadhaar card and savings account or Jan Dhan account that you have will be given along with the IFSC code. Let's say you can show your passbook, checkbook or bank statement as proof. You can also register a nominee when opening an account.

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 After entering your details on the computer, you will get the monthly contribution information manually. Once this process is complete you will have to make your initial contribution in the form of cash. After this your account will be opened. After this you will get Shram Yogi card. You can get more information about this scheme on the toll free number 1800 267 6888. After calling this number, you can also take full information detail over the phone.

More than 39 lakh people have joined the scheme

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So far more than 39 lakh registrations have been made in this scheme. Any Indian citizen can join PM Shram Yogi Mandhan Yojana. For this, his age should be between 18 to 40 years. Anyone who wants to join the scheme should not have a monthly income of more than Rs 15,000. If the beneficiary dies for any reason while receiving the pension, then there is a provision to give 50% pension to his wife as a pension.

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In this scheme of Modi government, now farmers can also apply for money on the death of animals

 In this scheme of Modi government, now farmers can also apply for money on the death of animals

For farmers, livestock and farming are their only source of income. The farmer insures the crop to protect it from damage caused by any natural calamity, but often does not even think about livestock insurance, which is considered the basis of farming. The death of an animal due to an illness, weather or accident is more damaging to a farmer. The government has a livestock insurance scheme to pay for losses due to animal deaths. This is a centrally sponsored scheme which has also been implemented in 100 selected districts of the country. The scheme is being implemented regularly in 300 selected districts of the country.

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A large portion of the premium is borne by the Central or State Government

If we talk about the price of milking cows and buffaloes, nowadays the price of a good milking buffalo is more than one lakh rupees. So if we talk about horses and camels, their value is in lakhs of rupees. It is therefore imperative that livestock be insured as with other goods.

Each state is different

It may be mentioned that the state government from time to time comes up with different schemes for animal insurance. In particular, a large portion of the premium for animal insurance is borne by the central or state government. Animal insurance premiums and coverage amounts also vary from state to state. For example, in Uttar Pradesh, the premium for 50 thousand insurance coverage of cows or buffaloes ranges from Rs. 400 to Rs. 1000 depending on the breed of the animal.

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Learn how to insure animals

Farmers will have to provide information for insurance at their district veterinary clinic to get their livestock insured. A health certificate will be issued when the veterinarian is in good health.

The veterinarian and the insurance company's agent will go to the farmer's house and check the health of the animal.

The animal's ears will be tagged by the insurance company while insuring the animal.

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The farmer also takes a photo with his animal. The policy is then announced.

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Under the scheme, insurance is taken at the current market price of domestic / hybrid dairy cattle and buffaloes. Insurance premiums are subsidized up to 50 per cent. The entire cost of the grant will be borne by the Central Government. The benefit of the grant is limited to 2 animals per beneficiary and one animal is insured for a maximum period of 3 years.

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Launched for children, this unique bank account will be in addition to the benefits of the government scheme

Fino Payments Bank Limited has launched a special savings account for children. Fino Payments Bank launches 'Future Savings Account' for minors between the ages of 10 and 18. This account can be opened for a nominal amount. The bank has recently launched 'Future Savings Accounts' in UP, Bihar and Madhya Pradesh. It is built with the special needs of children in mind. There are many benefits to having a future savings account.

• Fino Payments Bank launches 'Future Savings Account' for 10 to 18 year olds

•  With this you will get a free debit card

•  As soon as the child turns 18, the future savings account will be upgraded to a regular savings account

According to Ashish Ahuja, COO, Fino Payments Bank, India's strength is its young population. Along with learning other skills it is also important that children keep informed about banking from the beginning. This account will be opened by Aadhaar. As well as it would be better for parents to develop the habit of saving in children.

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Benefits of 'Future Savings Account'

There are many benefits to having a future savings account. It will not be necessary to have a minimum account balance. With this you will get a free debit card. Which can only be used for cash withdrawals at ATMs for authorization.

The minor must have a mobile number for security reasons. Which differs from the number of his parents. In addition, as soon as the child turns 18, the future savings account will be upgraded to a regular savings account. This will require re-KYC with updated information.

Government schemes will benefit

Future savings accounts can be used to take advantage of many government schemes. This includes the amount of scholarship and DBT subsidy. Fino Payments Bank aims to open 1 lakh future savings accounts by the end of FY2021.

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Citing the 2011 census, the bank says India has a population of 25 crore with a population of 10-19 years. This could increase further in 2021. 70% of them live in rural areas. This is a big opportunity for a rural based Fino Payments Bank.

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