If you have an income of 15000, get registered in this huge scheme of the government today, you will get 36000 rupees every year.
If your income is less than Rs 15,000 and you have not done any planning for retirement so far, no need to worry, this pension scheme of Modi government can help you. After 60 years, you will get a pension of Rs 3,000 per month or Rs 36,000 per annum. The scheme is open to people between the ages of 18 and 40. The name of this scheme is PM Shram Yogi Maandhan Yojana (Pradhan Mantri Shram Yogi Maandhan Yojana, PM-SYM).
A small investment made at this time can help you in old age. Under Pradhan Mantri Shram Yogi Maandhan Yojana, the government has arranged pension for the younger generation. If you invest Rs 55 per month in this scheme, after the age of 60, your pension will be arranged. Under this scheme, after 60 years, there is a provision of pension of Rs. 3000 per month. After investing in this scheme, you will not have to depend on anyone after the age of 60. Let us tell you about this scheme in detail.
A contribution of Rs. 55 will get 33000 pension
The scheme has a monthly contribution of Rs. 55 to Rs. 200 depending on the age. If you join the scheme at the age of 18, you will have to contribute Rs 55 per month, Rs 100 at the age of 30 and Rs 200 at the age of 40. If you join this scheme at the age of 18, you will contribute Rs. 660 per annum. On doing so for 42 years, the total investment will be Rs 27,720. After which you will get a pension of Rs. 3000 per month for life. The government will contribute as much as the account holder will contribute.
Who can open an account
Under this scheme, people from unorganized sector can open an account or people whose income is less than Rs 15,000. The age limit is 18 to 40 years. If you already have an EPF / NPS / ESIC account, your account cannot be opened. Income should also not be taxable.
Know the rules
The scheme has to be contributed according to different ages. If one joins the scheme at the age of 18, he will have to deposit Rs 55 per month. Similarly, for a 29-year-old, the amount is Rs. While 40 year olds will have to contribute Rs 200. This amount has to be deposited till the age of 60 years.
Register this easily
To register for Pradhan Mantri Shramayogi Mandhan Pension Yojana, first you have to go to the nearest CSC center. After this, the information about Aadhaar card and savings account or Jan Dhan account that you have will be given along with the IFSC code. Let's say you can show your passbook, checkbook or bank statement as proof. You can also register a nominee when opening an account.
After entering your details on the computer, you will get the monthly contribution information manually. Once this process is complete you will have to make your initial contribution in the form of cash. After this your account will be opened. After this you will get Shram Yogi card. You can get more information about this scheme on the toll free number 1800 267 6888. After calling this number, you can also take full information detail over the phone.
More than 39 lakh people have joined the scheme
So far more than 39 lakh registrations have been made in this scheme. Any Indian citizen can join PM Shram Yogi Mandhan Yojana. For this, his age should be between 18 to 40 years. Anyone who wants to join the scheme should not have a monthly income of more than Rs 15,000. If the beneficiary dies for any reason while receiving the pension, then there is a provision to give 50% pension to his wife as a pension.
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