Open this account in the name of the daughter, at the age of 21 you will get Rs 64 lakh || Sukanya Samrudhi Yojna,

 Open this account in the name of the daughter, at the age of 21 you will get Rs 64 lakh

The government's Sukanya Samrudhi Yojana is a multi-pronged scheme to brighten the future of the daughter. Because, by investing in Sukanya Samrudhi Yojana, you can easily meet your daughter's higher education and marriage expenses.

 Which also has a guaranteed benefit. If you start investing in the plan at the age of the daughter. So you can invest in this scheme for 15 years.Sukanya Samrudhi Yojna,  So let's find out how you can deposit Rs 64 lakh.

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Sukanya Samrudhi Account Scheme 2020 Deposit

A maximum of Rs 1.5 lakh can be deposited in a single account during a financial year. So the minimum deposit in a financial year is Rs.250. This means that you can invest a maximum of Rs 1.5 lakh and a minimum of Rs 250 in an account in a financial year.

 If a person incorrectly deposits an additional amount of Rs 1.5 lakh in this account, this amount can be calculated for interest. This amount is also returned to the account of the depositors. This account can be deposited for 15 years.

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How much interest is being earned

Sukanya Samrudhi Yojana is currently earning 7.6 per cent interest. The interest rate at the time of opening an account in this scheme. That rate earns interest during the full investment period. The government has not changed the interest rate for the July-September quarter on investments made in all small savings schemes, including the Post Office Savings Account.

64 lakh on maturity

At the current interest rate, if Rs 1.5 lakh is deposited in each financial year for 15 years, the total amount deposited by you will be Rs 22,50,000 and the interest will be Rs 41,36,543. However, this account will mature after completing 21 years. There is interest on the amount deposited on the account. For 21 years, this amount will increase with interest to about Rs 64 lakh. 

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You have to keep in mind that the interest earned on Sukanya Samrudhi Yojana is decided by the Central Government every quarter. There can be many changes in interest rates till maturity.

Either documents will be required

સરકારની ૧૧૮ કલ્યાણકારી યોજનાઓ ડાઉનલોડ કરવા અહીં ક્લિક કરો.

Form for opening an account in Sukanya Samrudhi Yojana, child birth certificate. Of the depositor (parent or guardian)

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Identity card such as PAN card, ration card, driving license, passport etc. Certificate of depositor's address such as passport, ration card, electricity bill, telephone bill etc. You can also use net-banking to deposit money. Upon opening the account, the post office or bank in which you have opened the account will give you a passbook.

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PPF, Sukanya Samrudhi will get the benefit of the discount till July 31, take advantage of the opportunity soon

PPF, Sukanya Samrudhi will get the benefit of the discount till July 31, take advantage of the opportunity soon

Amid the Koro crisis, the government extended the deadline for Public Provident Fund (PPF) and Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) till July 31. The time is near. So if you haven't taken advantage of it yet, take advantage immediately. The deadline for some works is July 31, which we re-understand.

Interest is 7.6 per cent


The government has said that a girl who has turned 10 from March 25, 2020 to June 30, 2020 has been given till July 31 to open an account in Sukanya Samrudhi Yojana (SSY). The scheme was started so that the daughter would not be considered a burden in poor or lower middle class families. The plan is reviewed quarterly. It is currently offering an interest rate of 7.6 per cent.

Sukanya account can be opened at the post office


You can open an account of Sukanya Samrudhi Yojana at the post office. Apart from this you can also find out about this account in the bank near your home. Most of the banks have been empowered by the government to open these accounts. In this scheme, the government pays more interest as compared to other schemes, so you cannot deposit unlimited amount in it. The government has allowed a maximum deposit of Rs 1.5 lakh in the financial year. This account can be contributed up to 15 years, while its maturity period is 21 years. However, after the daughter turns 18, some money is allowed to be withdrawn from the account for higher education.

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PPF, minimum amount in recurring deposit till 31st July

In the midst of the lockdown, the post department has abolished penalties for not placing the minimum amount within the stipulated period in small savings schemes, including PPF. In schemes like Public Provident Fund, Recurring Deposit, the minimum amount can be added till July 31 without penalty. Earlier this date was till June 30, which was extended to July 31.

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Final opportunity to claim deduction under PPF, NPS


The Central Board of Direct Taxes (CBDT) has extended the date for investments under PPF, NPS and Sukanya Samrudhi Yojana for the financial year 2019-20 till July 31. If you haven't already, do it right away. CBDT has also extended the deadline for showing Mediclaim under 80D, Donation Investment under 80G till July 31.

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