Mahila Samrudhi Yojana (Short Level Scheme for Women)
Purpose
- Microfinance scheme for women entrepreneurs of Lakshyank Group to create self-employment for women of Thakor or Koli castes.
- Under this scheme women beneficiaries will be able to do business of their choice.
Eligibility for loan
- The applicant should be a woman of Thakor or Koli caste
- From 1/4/2018, the annual income limit of the family is Rs. 2 lakhs, of which Rs. For families with an annual income of up to Rs 1.50 lakh, at least 50 per cent of the total loan amount will be allocated.
- The age of the applicant should not be less than 21 years and not more than 60 years on the date of application
- Applicant must have experience in technical / professional business / profession case
- The applicant will have to provide proper security to get the loan
Key features of the scheme
- The maximum loan limit will be up to Rs. 50,000 / -
- The rate of interest will be 5% per annum
- Under this scheme 100% loan is given for the amount of business / occupation.
- The loan amount has to be repaid in 6 equal monthly installments including interest
Microfinance (Scheme for Self Help Group)
Purpose
Loans / assistance is given through self help groups to start a small scale business / business.
Eligibility for loan
- The applicant should be of Thakor or Koli caste.
- From 1/4/2018, the annual income limit of the family is Rs. 2 lakhs, of which Rs. For families with an annual income of up to Rs 1.50 lakh, at least 50 per cent of the total loan amount will be allocated.
- The age of the applicant should be at least 21 years and not more than 60 years on the date of application.
- The applicant must have experience in the field of business / profession with technical and expertise.
- The applicant will have to provide proper security to get the loan
Key features of the scheme
- The loan limit in this scheme is up to a maximum of Rs. 50,000 / -.
- The rate of interest will be 5% per annum.
- Under this scheme 35% loan amount will be given for business / occupation. While the beneficiary will have to contribute 5% to his beneficiary.
- The loan amount has to be repaid in 6 equal monthly installments including interest
Self-sufficient plan
Purpose
- Under this scheme, Thakor and Koli youths between the ages of 18 to 35 who are medical, architect, software / hardware, engineering including automobile, lawyer, chartered accountant,
- Loan loans are given to those who have obtained higher vocational education in the fields of hotel management, sculpture or carpentry etc. and want to become self-reliant through the use of intelligence skills.
Eligibility for loan
- The applicant should be of Thakor or Koli caste.
- From 1/4/2018, the annual income limit of the family is Rs. 2 lakhs, of which Rs. For families with an annual income of up to Rs 1.50 lakh, at least 50 per cent of the total loan amount will be allocated.
- The age of the applicant should not be less than 18 to 35 years on the date of application.
- The applicant must have experience in the field of business / profession with technical and expertise.
- The applicant will have to provide appropriate security to get the loan.
Key features of the scheme
- In this scheme a maximum amount of Rs.500 lakh will be given as loan.
- The interest rate in this scheme will be 5% per annum.
- Under this scheme 35% loan amount will be given for business / occupation. While the beneficiary will have to contribute 5% to his beneficiary.
- Although the loan repayment period will depend on the type of scheme, the loan will have to be repaid in 30 equal monthly installments within a maximum of five years.
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