This is how to check your name in the list of Pradhan Mantri Awas Yojana-Grameen (PMAY-G), know all the things connected with the scheme
Under the Pradhan Mantri Awas Yojana-Grameen (PMAY-G), the government provides financial assistance for the construction of lined houses with all basic amenities like power supply and sanitation. All families who do not have a home or are currently living in dilapidated or dilapidated houses in rural India can apply for PMAY-G.
In PMAY-G, you can take a loan of Rs 6 lakh at an annual interest rate of 6.5 per cent. The minimum size of the house should be 25 square meters, which should have all the basic facilities like power supply and clean kitchen space.
CLSS or credit linked subsidy is given under this scheme. If you want more than this amount to build a house, you have to take a loan on that extra amount at normal interest rate. Now when many calculators exist on the online website. You can also calculate the monthly installment according to your home loan amount and interest rate.
According to the information provided on www.paisabazaar.com, if your annual income is Rs 6 lakh and the maximum loan amount is Rs 6 lakh, you will get a subsidy of 6.5 per cent. After giving your interest subsidy on 6.5 per cent subsidy, NPV will be Rs. 2,67,000. Accordingly, your PMAY loan is actually Rs. 3.33 lakhs instead of Rs. 6 lakhs.
Who will benefit
In addition to the BPL list, there are a few other individuals who are eligible to benefit from PMAY-G.
Terms and conditions for the plan
The family should not have a pucca house anywhere in the whole country. Minority and non-SC / ST rural families in the Scheduled Caste / Scheduled Tribe (SC / ST) BPL category. Retirees and widows and dependents of defense personnel / paramilitary soldiers who have been martyred in the proceedings, the family applying for the loan under this scheme includes a husband, wife and children (who are unmarried) the applicant and his family must meet the mandatory income criteria for the scheme. Must be EWS (Economically Weak Section), LIG (Low Income Group), or BPL (Below Poverty Line) category. The family income of the applicant should be between Rs. 3 lakhs to 6 lakhs. Under this scheme, only the beneficiaries are allowed to buy or build the property.
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On what basis the list has been prepared
To identify the beneficiaries under Pradhan Mantri Awas Yojana, the government is focusing on Socio Economic Caste Census 2011 i.e. Socio Economic Caste Census 2011. In addition, the government involves tehsils and panchayats to decide the final list.
How to check if name applied
First go to rhreporting.nic.in/netiay/Benificiary.aspx website. If there is a registration number, enter it and click, then the details will be revealed. If you do not have a registration number, then click on 'Advanced Search'. Then click on the search option. If your name is present in the PMAY-G list, then all the relevant details will appear.
These documents should
Completed PMAY-G application form, ID proof (e.g. Aadhaar card, Voter ID, etc.), Certificate of sexual group, Proof of income, Certificate of income, If income is less than the taxable limit, Proof of address, Proof of salary, 6 months bank Statement, Income Tax Return, Form 16, Tax Assessment Order, Information about the business if the applicant is involved in the business, financial statement in case of business, construction plan, cost of construction claim, formal appraiser's certificate, affidavit certifying that the applicant or his family members are not So if you have a pucca house, any advance payment receipt made to the builder, agreement with the developer or builder, NOC from the housing society will be required.
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