Getting a loan of Rs 50 lakh without any documents, know all the information including interest and processing fee
The country's largest bank is offering gold loans at attractive rates to encourage small businesses. This gold loan offer of State Bank of India may come into effect immediately. The process of applying for this is also very simple. In fact, SBI has offered this gold loan to micro, small and medium enterprises (MSMEs) for financial assistance.
Financial documents will not be required
Small businesses can grow their business by taking advantage of this SBI Gold Loan Offer. In addition to the capital costs for your business, there is a great opportunity to take out a loan for the necessary machinery, renovations, equipment repairs. They also need to provide financial documents to get a loan. Only one self-declassified turnover estimate has to be submitted. SBI has tweeted about this gold loan scheme.
આ પણ વાંચો :- ભર ઉનાળે ગુજરાતમાં આ તારીખે પડશે વરસાદ, હવામાન વિભાગે કરી માવઠાની આગાહી
Loan amount:
Under this scheme of SBI, a loan application of at least Rs. 1 lakh can be made. Mostly, the loan amount is Rs 50 lakh.
Interest:
The loan will be available at 0.60 per cent higher than the external benchmark applied by SBI from July 1, 2020. SBI's current external benchmark loan is 6.65 per cent. This means that the effective rate for this loan will be 7.25 per cent.
આ પણ વાંચો :- ગુટખા-પાન-મસાલા અંગે શું લેવાયો મોટો નિર્ણય ? ખાણી-પીણી-ચાની લારીઓને શું અપાયો આદેશ ?
Payment term:
The repayment period of this loan will be 12 months. There will be no prepayment penalty on this loan. That is, if one repays the loan before the repayment period, he will not have to pay any penalty.
ગુજરાતીમાં વાંચવા માટે અહિયાં ક્લિક કરો
Processing fee:
Equivalent to processing fee, up to Rs. 10 lakhs will have to pay Rs. 500 plus tax. For loans above Rs 10 lakh, the processing fee will be Rs 1,000 and tax.
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